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▶Eldercare & Caregiver Command Center
Nobody plans to become the family accountant.
Nobody plans to become the family accountant. It happens by default, usually to whoever lives closest. One sibling starts paying for things, then driving to things, then keeping every receipt in a shoebox and every schedule in a group text — and the money question nobody wants to ask out loud is how long this can last. This 14-tab file answers it: what care actually costs, how many months the money covers, who has paid what, and which benefits are real for your parent rather than which ones sound real on the internet.
- Care Cost Estimator — real 2025 medians, including the round-the-clock math nobody prices
- Care Budget & Runway — months of runway to an actual calendar month
- Sibling Cost Split — who paid what, evened out monthly, without the group-text fights
- What Medicare Covers — the honest answers, with the myths corrected in print
- Caregiver Tax Levers — the medical-deduction waiver most families never find
Overview
Nobody plans to become the family accountant.
It happens by default, usually to whoever lives closest. One sibling starts paying for things, then driving to things, then keeping every receipt in a shoebox and every schedule in a group text — and the money question nobody wants to ask out loud is how long this can last. This 14-tab file answers it: what care actually costs, how many months the money covers, who has paid what, and which benefits are real for your parent rather than which ones sound real on the internet.
One ledger. Four numbers. No more guessing.
What's Included
14 connected tabs:
- Eldercare-Caregiver-Command-Center.xlsx — the 14-tab engine (Excel + Google Sheets)
- Bonus Themes folder — the same workbook in Light, Dark and Editorial
- Quick-Start-Guide.pdf + ACCESS-YOUR-TEMPLATE.pdf — one-click Google Sheets access + the video tutorial link
- README + LICENSE — delivered as one ZIP, instant download
Key Benefits
Why this one
54 months in the sample family — $209,700 of assets against a $3,880.90 monthly gap, running out in February 2031. A date you can plan around.
The famous $80,080-a-year in-home figure assumes 44 hours a week. Round-the-clock is ~$305,760 — 2.36× a private nursing-home room. This file prices the crossover.
Every sibling's spending logged and evened monthly — the ledger doesn't take sides.
It does not pay for long-term care. The famous 100 days is per benefit period with $217/day after day 20 — and the file says so in print.
Medicaid spend-down numbers and VA Aid & Attendance figures with sources and as-of dates — state-specific cells stay user-entered, never assumed.
3,096 formulas · recalculated clean · 738/738 independent math checks. Every image is the real file.
Who It's For
Built for
- The adult child who became the family's caregiver by proximity
- Siblings who want to split costs fairly and can't see the numbers
- Anyone just told a parent can no longer manage alone
- Families comparing in-home hours against assisted living and nursing care
How It Works
Up and running in minutes
The ACCESS-YOUR-TEMPLATE.pdf in your download opens a copy in Google Sheets with one click
The estimator holds real 2025 medians — set your hours and your local rates
Parent income and assets in one place, feeding a runway with a real month on it
Care hours and out-of-pocket costs land in the ledger; the sibling split evens itself
Medicare truths, Medicaid math and VA A&A — with sources, not folklore
Why It's Different
Not another template
Caregiving templates are chore charts. This is the family CFO file: it computes runway, splits costs, corrects the Medicare myths in print, and treats every state-specific benefit number as an input with a source column — because those change, and folklore doesn't.
Delivery & Compatibility
Instant, and works with what you use
As soon as your order is complete you get instant access to download your files. Prefer Google Sheets for real-time updates and dropdowns? It's fully optimized. More comfortable in Excel? It works just as well.
Built and tested in the latest Excel (Office 365). On Mac we recommend the Google Sheets version — the template is not compatible with Apple Numbers. Available in English. The template ships with sample data so every screen works on open; clear it whenever you're ready. The images and video show that sample data to demonstrate how it looks in use.
FAQ
Questions, answered
Does it work in Google Sheets?
Yes — one click: the ACCESS-YOUR-TEMPLATE.pdf in your download opens a copy straight into Google Sheets. The .xlsx works in Excel too.
Does Medicare pay for long-term care?
No — and the file says so plainly, along with what the 100 days really means and why observation days don't count. That honesty is the point.
Are Medicaid numbers built in?
Federal 2026 figures ship with sources and dates; everything state-specific is a labeled input with a source column, because state rules differ and change.
Can several siblings use it?
Yes — the ledger and split are built for exactly that. Share the Google Sheets copy and everyone sees the same numbers.
Is anything pre-loaded?
Sample data (the Nolan family's 54-month runway) ships inside so every screen works on open — clear it when you're ready.
Can I get a refund on a digital download?
Because delivery is instant, all sales are final — but message us with any issue and we'll make it right.
This is a planning tool, not legal, tax, financial or medical advice. Medicaid and VA rules are state-specific and change — verify with your state agency or an elder-law professional before acting. For personal use only. © 2026 NicheToolkitHub — no resale or redistribution.
